Free Property Tool

Stamp Duty Calculator

Estimate the Stamp Duty Land Tax payable on a residential purchase, including additional-property and non-UK resident surcharges where applicable.

No email required.
Purchase details
Your situation
Estimated SDLT£32,0009.14% effective rate
Standard bands£7,500
Additional property / non-resident surcharge£24,500
Total SDLT payable£32,000
Talk to us before you exchange

England & Northern Ireland rates only, correct as of April 2025. Scotland (LBTT) and Wales (LTT) use different bands. This is an estimate for illustration, not tax advice. Always confirm your exact liability with a solicitor or tax adviser before exchanging contracts.

The purchase cost is more than SDLT

Costs to plan for alongside stamp duty:

  • Legal fees
  • Mortgage fees
  • Valuation and survey
  • Company and accounting
  • Furnishing
  • Initial letting and setup
What changes the calculation?
Standard bands

The baseline rate everyone pays, rising from 0% to 12% as the price climbs through each band.

Additional property surcharge

An extra 5% on every band where this is not your only home: second homes, buy-to-lets and most company purchases.

Non-UK resident surcharge

A further 2% where you have spent fewer than 183 days in the UK in the 12 months before completion. It stacks on top.

First-time buyer relief

0% up to £300,000 and 5% up to £500,000, but only on a first ever home and only below £500,000.

This calculator provides an estimate based on the information entered and the rates configured within the tool. SDLT treatment depends on the property and purchaser’s circumstances. Confirm the final position with a solicitor or qualified tax professional before proceeding.